I love to hear stories of people winning with their money.  I truly believe that big things happen when we’re intentional with our finances.  Every penny counts and sometimes we have to think outside of the box to get where we want to be and follow our financial dreams.

As I was chatting with a friend over the weekend, she shared her excitement about how their family has been intentional about saving money.  One way they’ve been saving is to buy bagels at the store instead of at local bagel shops (shop names have been removed to protect the innocent).  Instead of paying $3 for one bagel, she buys a whole bag for the same price at our local grocery store.  She said that her husband’s even gotten on board and is excited to see their savings.  They’re looking forward to the day when they can take a special trip they’ve been dreaming of!

Today another friend shared that she’s cutting out her expensive coffee habit.  It amazes me at how much coffee shops charge these days. (Don’t get me wrong – I think it’s a great to treat yourself every once in a while.)  We figured it up and she’ll be able to save $1,800 in one year.  WOW!!!

Saving money doesn’t mean that we can never eat out or do fun things. In fact, I would say that being intentional about our money does the opposite.  While we may have to say no to some things right now (do we really need them anyway?) we’ll be able to say yes to the important things that we’ve been planning and dreaming about.

I’d love to know how you’re thinking outside the box.  What creative things are you doing to save money?